Partners & links

The Exchange

Following on from the National Strategy for Financial Capability, the Exchange was established to help improve financial literacy through powerful and practical initiatives.

We have an emphasis on sustainable and enduring behaviour change, helping people to get ahead financially and improve their lives.

The Exchange is an initiative coordinated by the Commission for Financial Capability to further build the financial capability of New Zealanders. It's a collaborative partnership between members of the financial services sector and the public sector, with the Governor-General, Lt Gen The Rt Hon Sir Jerry Mateparae as its patron.

Benefits of the partnership

The Exchange aims to deliver innovative and effective financial literacy initiatives, benefiting from:

  • Centralised effort
  • Shared learnings
  • A national footprint
  • Scalability of projects
  • Agreement on prioritisation of goals

You can find out more about the Exchange at the official website.

Our projects

The Exchange harnesses the collective power of government, the finance sector and NGOs to work together to tackle financial capability issues. 

Exchange projects are supported by partners committed to sharing their resources such as digital channels, distribution mechanisms and human capital. It amplifies the reach of some existing projects, such as Money Week, and supports new initiatives.

Our projects include:

  • The Warehouse Wiri – a workplace programme pilot
  • The Warehouse Wainuiomata – a retail centre workplace programme
  • OECD Summit – hosting the OECD International Network of Financial Educators Summit in New Zealand in 2016 
  • Randwick Park – a community financial capability course designed and delivered for a Māori and Pacific audience

Feel free to email us if you have any questions about the Exchange or would like to suggest a new project for us to consider.

Useful links

New Zealand financial education links

Fin-Ed Centre (Financial Education and Research Centre), Massey University

NZQA National Qualifications Services offers unit standards in domain Financial Capability (previously Personal Financial Management). These were listed on the Directory of Assessment Standards in July 2016 after being reviewed over 2015-16. For more information on the outcome of this review please download the Review of Personal Financial Management unit standards change report.

To access the matrix of the unit standard titles, levels and credits see: Financial Capability Matrix

The unit standards can be accessed by searching for the unit standard's reference number or classification name.

The last date for assessment of previous versions of the unit standards is 31 December 2018.

New Zealand Curriculum Online – Financial Capability

New Zealand financial capability links

Unravelling financial jargon, Write Limited

A free e-book full of plain language alternatives for financial words and expressions. 

New Zealand financial support services links

Federation of Family Budgeting Services

OECD financial capability links

OECD websites

OECD Financial Education

OECD International Gateway to Financial Education

OECD financial education database

The OECD financial education database provides access to:

  • Details of financial literacy/capability programmes by country
  • Financial capability articles and research

Other international financial capability links


Alliance for Financial Inclusion (AFI)


Financial literacy Australia

Australian Securities and Investments Commission Money Smart

Financial literacy strategy


Prosper Canada: Canadian Centre for Financial Literacy (CCFL)

Financial Consumer Agency of Canada

United Kingdom

Financial Services Authority

Personal Financial Education Group 

MyMoney Week

Expenses and benefits: A to Z

Adding up to a lifetime - Working Life Finance Resource

Money Lessons: A Guide to Financial-Literacy Resources

Workplace Pension Planning Tool for Businesses 

Practical Money Skills - Free Materials

United States

These links are additional to those included in the OECD International Gateway for Financial Education database (see above).

My Money – The United States government’s financial education website

Squared Away Blog – Financial Security Project at Boston College

The Financial Literacy Centre – Three institutions bring together a wide selection of research partners pioneering studies on financial literacy

Financial Literacy and Ignorance (Professor Annamaria Lusardi's blog)

FINRA Investor Education Foundation – Research and educational projects

508 Finance – a fully accessible financial literacy site for the sight impaired

Take Charge America Institute – University of Arizona

Practical Money Skills for Life – Visa’s financial literacy programme  - an independent guide to personal finance

Credit Card Insider Academy - a guide to consumer credit

Debt Reduction Services - a non-profit organisation with tools and resources to help raise financial capability